1. Acceptance of Terms
By using this website, you agree to these Terms & Conditions.

2. Informational Purpose
The information provided on this website is for general informational purposes only and does not constitute legal, tax, investment, or financial advice.

3. No Guarantee
Past performance and market information do not guarantee future results.

4. Third-Party Services
Any acquisitions, investments, or financial services are provided directly by third-party providers. Koseda & Co. Advisory is not responsible for their actions, decisions, or performance.

5. No Custody of Funds
Koseda & Co. Advisory does not hold client funds or assets.

6. Intellectual Property
All website content, branding, and design elements are protected by applicable intellectual property laws.

7. Limitation of Liability
To the fullest extent permitted by law, Koseda & Co. Advisory shall not be liable for any direct or indirect losses arising from use of the website or reliance on its content.

8. Confidentiality
While reasonable measures are taken to protect information submitted through the website, electronic communications cannot be guaranteed to be fully secure.

9. Governing Law
These terms are governed by the laws applicable to the business operator's registered jurisdiction.

10. Changes to Terms
These terms may be updated at any time. Continued use of the website constitutes acceptance of the updated terms.

11. Contact
Legal inquiries may be sent to:
legal@kosedaadvisory.com
Effective Date: 1 January 2026