1. Data Controller
The controller of personal data is Michał Koseda Advisory, operating under the brand Koseda & Co. Advisory.
Contact email: info@kosedaadvisory.com
2. Data We Collect
We may collect:

• Full name
• Email address
• Telephone number
• Investment objectives and preferences
• Information submitted through forms, email, and other communications
• Technical information such as IP address, browser type, and website usage data

3. Purpose of Processing
Personal data may be processed for the following purposes:

• Responding to inquiries
• Assessing suitability for consultations
• Providing advisory and coordination services
• Managing business relationships
• Sending requested information
• Improving website performance and security
• Complying with legal obligations

4. Legal Basis for Processing
Data is processed on the basis of:

• Consent
• Performance of pre-contractual steps
• Legitimate business interests
• Compliance with legal obligations

5. Data Sharing
Personal data may be shared with trusted service providers, including:

• Website hosting providers
• Email providers
• CRM and analytics providers
• Professional advisors
• Selected strategic partners where relevant to your inquiry

Data is not sold to third parties.
6. International Transfers
Data may be processed in jurisdictions outside your country of residence where appropriate safeguards are in place.
7. Data Retention
Personal data is retained only for as long as necessary to fulfill the purposes described in this policy or to comply with legal obligations.
8. Your Rights
Subject to applicable law, you may have the right to:

• Access your data
• Correct inaccurate data
• Request deletion
• Restrict processing
• Object to processing
• Request data portability
• Withdraw consent
• Lodge a complaint with a supervisory authority

9. Security
Reasonable technical and organizational measures are implemented to protect personal data.
10. Contact
Privacy-related inquiries may be sent to:
privacy@kosedaadvisory.com
11. Policy Updates
This policy may be updated periodically. The current version will always be available on this website.

Effective Date: 1 January 2026